A 4-point inspection is an examination of a residential or commercial property’s electrical, plumbing, roof, and structural components. This type of inspection is required by most lenders and insurance companies.

Buyers inspect properties because they want to know whether the property meets all the criteria needed to qualify for financing or insurance coverage.

Home sellers should consider having a home inspection performed prior to listing the property for sale. If there are any problems found during the inspection then the seller can negotiate with buyers to lower the price accordingly.

The purpose of a home inspection is to identify defects and repair issues that might otherwise go unnoticed. Some common types of inspections include electrical, plumbing, roof/foundation, heating, air conditioning, ventilation, insulation, appliances, and fire protection.

Four Point Inspector
4-Point Inspection

What Is A 4-Point Inspection?

  • Heating, Ventilation & Air Conditioning (HVAC) System

    Inspectors will look for an aged HVAC system. They will check the ductwork, vents, coils, and air filters. If you are having problems with your heating and cooling system, it might be time to call out a professional. An older system tends to leak more often. Insurers want to know about potential leaks before they make a claim.

  • Electrical

    Old wiring can cause fires and problems if there are issues with the wires or the insulating material. Homeowners’ insurance companies don’t cover damage caused by old wire unless it’s been replaced or repaired. Inspector must check the entire home before beginning any type of electrical work. If you think there may be a problem with the wiring, contact a qualified professional right away

  • Plumbing

    Your home’s plumbing system plays an important role in keeping you comfortable at home. But it doesn’t always perform up to par. If there are problems in the plumbing system, it may cause serious damage to your house. Knowing what to look out for means knowing what to avoid.

  • Roof

    Insurance companies want to know the state of your roof before insulating your house. It’s important for homeowners to conduct annual roof inspections. If you don’t have one, it may cost you thousands of dollars later on.

How Do I Prepare For A 4-Point Inspection?

Inspecting your home for water damage is important because it could be a sign of larger issues. If you notice water stains on ceilings, floors, walls, or appliances, seek professional assistance to learn what type of leak you are dealing with and how best to fix it.

If you suspect that there are hidden issues with your plumbing system, consider having a professional come out to inspect your house. You don’t want to wait too long to address potential problems like a burst pipe or a broken toilet flange.

Check your roof regularly for signs of wear and tear. Look for loose shingles, missing tiles, cracked flashings, and cracks in the asphalt. These are all warning signs that something might go wrong.

Finally, make sure that your basement is dry. If you live in a humid climate, you may want to install dehumidifiers to keep moisture levels down.

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